_biden-celebrates-cfpb39s-new-rule-on-credit-card-late-fees-saving-americans-about-3610-billion-annually.jpg "Biden Celebrates CFPB's New Rule on Credit Card Late Fees, Saving Americans About $10 Billion Annually from minecraft belly inflation Video Screenshot Preview")
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✓ Published: 07-Mar-2024
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✓ Published: 07-Mar-2024
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The Consumer Financial Protection Bureau finalized a rule to cut the typical credit card late fee from $32 to $8, saving American families around $10 billion per year in late fees. The rule closes a loophole that has allowed issuers to increase late fees based on inflation. Biden touted the rule's savings of an average of $220 annually for over 45 million Americans who pay late fees. Industry groups oppose the rule, arguing it could force them to raise interest rates charged to consumers. Biden highlighted this rule as part of efforts to lower everyday costs for Americans ahead of the election.
The Consumer Financial Protection Bureau finalized a rule to cut the typical credit card late fee from $32 to $8, saving American families around $10 billion per year in late fees. The rule closes a loophole that has allowed issuers to increase late fees based on inflation. Biden touted the rule's savings of an average of $220 annually for over 45 million Americans who pay late fees. Industry groups oppose the rule, arguing it could force them to raise interest rates charged to consumers. Biden highlighted this rule as part of efforts to lower everyday costs for Americans ahead of the election.
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